POST: Initiate MPESA STK Push Payment Request

This endpoint enables you to initiate an MPESA STK Push request to a customer number to receive payments to your linked payment channel

Easily initiate an MPESA STK Push request to a customer's phone, facilitating seamless mobile payments. You can link your own Till Number, Pay bill Number or Bank Account. By using this endpoint, you can automate payment requests, streamline the payment process, and easily track transactions through Pay Hero's centralized system. This feature is designed to enhance payment efficiency for businesses and individuals using MPESA services.

API Description

POST https://backend.payhero.co.ke/api/v2/payments

Headers

Name	Type	Description
Authorization:*	String	Basic basicAuthToken

Request Body

Name	Type	Description
amount*	Integer	Eg: 100
phone_number*	String	Eg: 0787677676
channel_id*	Integer	Your registered payment channel ID eg: 133 Can be found by logging in, under the Payment Channels menu, then My Payment Channels.
provider*	String	Value: m-pesa Or sasapay if you provided your wallet channel ID
external_reference	String	Your unique reference to track this transaction Eg: INV-009
customer_name	String	Customer name : Optional
callback_url	String	Your endpoint URL that we will use to send payment status response eg: https://example.com/callback.php
credential_id	String	Optional: this is the ID of your registered credential if you wish to integrate with your own API keys for Mpesa Daraja
network_code	String	Value: 63902 , This is provided If you provided your wallet channel ID, and provider is sasapay

201: Created Upon successful request, you will get below JSON response.

{
    "success": true,
    "status": "QUEUED",
    "reference": "E8UWT7CLUW",
    "CheckoutRequestID": "ws_CO_15012024164321519708344109"
}

Sample Code To External Channel

This represents PHP Curl example of how to make the request to an external channel eg: Paybill,Till or Bank, you can implement this in your specific language of choice

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
  CURLOPT_URL => 'https://backend.payhero.co.ke/api/v2/payments',
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => '',
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 0,
  CURLOPT_FOLLOWLOCATION => true,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => 'POST',
  CURLOPT_POSTFIELDS =>'{
    "amount": 10,
    "phone_number": "0798766765",
    "channel_id": 911, 
    "provider": "m-pesa", 
    "external_reference": "INV-009",
    "customer_name":"John Doe",
    "callback_url": "https://example.com/callback.php"
}',
  CURLOPT_HTTPHEADER => array(
    'Content-Type: application/json',
    'Authorization: Basic 3A6anVoWFZrRk5qSVl0MGNMOERGMlR3dlhrQ0VWUWJHNDVVVnNaMEdDSw=='
  ),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;

Sample Code To Wallet

This represents PHP Curl example of how to make the request to your Wallet you can implement this in your specific language of choice

Notes:

channel_id -is your wallet channel ID, can be found under payment channels

provider- use sasapay

network_code- use 63903 for MPESA

<?php
$curl = curl_init();
curl_setopt_array($curl, array(
  CURLOPT_URL => 'https://backend.payhero.co.ke/api/v2/payments',
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => '',
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 0,
  CURLOPT_FOLLOWLOCATION => true,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => 'POST',
  CURLOPT_POSTFIELDS =>'{
    "amount": 10,
    "phone_number": "0798766765",
    "channel_id": 911, 
    "provider": "sasapay",
    "network_code":"63902",
    "external_reference": "INV-009",
    "customer_name":"John Doe",
    "callback_url": "https://example.com/callback.php"
}',
  CURLOPT_HTTPHEADER => array(
    'Content-Type: application/json',
    'Authorization: Basic 3A6anVoWFZrRk5qSVl0MGNMOERGMlR3dlhrQ0VWUWJHNDVVVnNaMEdDSw=='
  ),
));
$response = curl_exec($curl);
curl_close($curl);
echo $response;

Callback URL Response Sample

This represents the JSON that will be sent to your request callback_url, NOTE: it contains the ExternalReference that you provided in the request and CheckoutRequestID that was returned in the request response, you can use those to track and update your payments in your system/app

{
  "forward_url": "",
    "response": {
      "Amount": 10,
      "CheckoutRequestID": "ws_CO_14012024103543427709099876",
      "ExternalReference": "INV-009",
      "MerchantRequestID": "3202-70921557-1",
      "MpesaReceiptNumber": "SAE3YULR0Y",
      "Phone": "[phone]",
      "ResultCode": 0,
      "ResultDesc": "The service request is processed successfully.",
      "Status": "Success"
    },
    "status": true
  }